41. inclose : same as "enclose"

42. inclosure : same as "enclosure"

43. foreclose [forclos, pp. of forclore, to exclude < fors, outside + clore (<L. claudere), to close] : (v)
① to shut out; exclude; bar
② to deprive of the right to redeem a mortgage when regular payments have not been kept up
③ to take back property because of someone's failure to repay (a mortgage)

• The building society will be forced to foreclose (this mortgage) because regular repayments have not been made.

44. foreclosure

• Be an "Indian giver" : This is the power of getting something for nothing. When the first white settlers came to America, they were taken aback by a cultural practice some American Indians had. For example, if a settler was cold, the Indian would give the person a blanket. Mistaking it for a gift, the settler was often offended when the Indian asked for it back.
  
  The Indians also got upset when they realized the settlers did not want to give it back. That is where the term "Indian giver" came from. A simple cultural misunderstanding.
  In the world of the "asset column," being an Indian giver is vital to wealth. The sophisticated investor's first question is, "How fast do I get my money back?" They also want to know what they get for free, also called a piece of the action. That is why the ROI, or return of and on investment, is so important.
  For example, I found a small condominium, a few blocks from where I live, that was in foreclosure. The bank wanted $60,000, and I submitted a bid for $50,000, which they took, simply because, along with my bid, was a cashier's check for &50,000. They realized I was serious. Most investors would say, aren't you tying up a lot of cash? Would it not be better to get a loan on it? The answer is, not in this case. My investment company uses this as a vacation rental in winter months, when the "snowbirds" come to Arizona, and rent it for $2,500 a month for four months out of the year. For rental during the off-season, it rents for only $1,000 a month. I had my money back in about three years. Now I own this asset, which pumps money out for me, month in and month out.
  The same is done with stocks. Frequently, my broker will call me and recommend I move a sizable amount of money into the stock of a company that he feels is just about to make a move that will add value to the stock, like announcing a new product. I will move my money in for a week to a month while the stock moves up. Then, I pull my initial dollar amount out, and stop worrying about fluctuations of the market, because my initial money is back and ready to work on another asset. So my money goes in, and then it comes out, and I own an asset that was technically free.
  [Rich Dad Poor Dad written by Robert T.Kiyosaki with Sharon L. Lechter C.P.A. - P178~179]

45. conclude [concludere, to shut up, enclose < com-, together + claudere, to shut - 결론짓는다는 것은 서로 현안을 매듭짓는 것임]: (v)
① [(by, with)] to (cause to) come to an end

• When you conclude something or when it concludes, it finishes.

• We concluded the meeting at eight o'clock with a prayer.

② [T + that / with no objective / not in progressive forms] to come to believe after consideration of known facts; reach a decision or judgment 

• If you conclude that something is true, you decide that it is true because of other things that you know.

• Darwin concluded that men were descended from apes.

• The inquiry concluded that the accident had been caused by human error.

③ [T (with)] to arrange or settle (something), esp. after long talking or argument

• If you conclude a treaty or business deal, you arrange or settle it finally.

• We conclude a pact / an agreement/ a sale.

46. conclusion :
① [C] a judgment or decision reached after consideration

• A conclusion is something that you decide is true after careful thought.

• I came to the conclusion that I didn't really like civil engineering.

• What conclusions did you  come to draw/ reach?

• These are the reporter's conclusions.

• She came to the conclusion that he had forgotten.

② [C] the end; closing part

• The conclusion of something is its ending.

• I found the conclusion of his book very interesting.

• In conclusion (= as the last thing), I should like to say how much I have enjoyed myself.

③ [U (of)] the arrangement or settlement of something, such as a business deal

• the conclusion of a peace treaty

47. to jump to a conclusion : to decide too quickly or without thinking or finding the facts

• Jane saw her dog limping on a bloody leg and jumped to a conclusion that it had been shot.

• Be careful not to jump to conclusions.

48. foregone conclusion : (n) a result that is or was certain

• If the result of something is a foregone conclusion, it is certain what the result will be.

• The outcome was assumed to be a foregone conclusion.

• "Do you think he'll win again?"
  "He won the last four matches so I think it's a foregone conclusion.".　

49. conclusive : (adj) putting an end to doubt or uncertainty

• Conclusive evidence or facts show that something is certainly true.

• The evidence is not conclusive.

• That fingerprint was a conclusive proof that he was the the murderer.

• This proves conclusively that she was telling the truth.

• This has been difficult to prove conclusively.

50. inconclusive : (adj) not leading to a clear decision or result

• If something such as a discussio or experiment is inconclusive, it does not lead to any decision or result.

• an inconclusive meeting between the unions and the management

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First uploaded : April 6, 2002 / Last updated : April 25, 2002